Solutions/Confirmation of Payee
Stop misdirected payments before they happen
Misdirected payments are one of the most common and costly consumer harms in banking, and one of the most preventable. Confirmation of Payee changes that by verifying account details before a payment is sent. Raidiam gives regulators and scheme operators the infrastructure to deliver CoP nationally, at pace, with every major bank connected.
The barrier to CoP is not the verification logic. It is the coordination.
Protect consumers. Launch at pace. Build once.
Powered by Raidiam Connect
Raidiam Connect provides the trust and participant infrastructure that powers national Confirmation of Payee schemes.
Trust and participant infrastructure
The shared layer that connects every bank to the scheme once - managing onboarding, trust credentials, and real-time participant discovery without bilateral integrations.
Ecosystem governance and participant management
Tools for scheme operators to manage which participants are active, set rules for scheme access, and maintain a complete audit trail of participation.
Centralised scheme, decentralised data
Account data stays with each bank. The scheme infrastructure manages trust and routing, not sensitive customer information, by design.
Extensible for future services
The same infrastructure that runs CoP is ready for scam prevention, digital identity, and open data services, so the platform investment carries forward.
One foundation. Multiple ecosystems.
The same control plane governs organisations, applications, APIs, credentials and AI agents. Start with one use case and expand into others without rebuilding trust infrastructure.
Where will your ecosystem take you?
Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case, there's a next step.
See It in Action
See how one investment in Raidiam Connect covers your first use case, and the next hundred.
See the Proof
Explore how governments, regulators and enterprises are using Raidiam to deliver trusted digital ecosystems.
Have questions first?
Tell us about your ecosystem and we'll show you where Raidiam fits.